Services

Farmowners Insurance

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From small hobby farms to sprawling 500-acre dairy operations, Callicoon Cooperative has got you covered! Working hand-in-hand with your Independent Agent, our expert underwriters can craft a farm insurance program that’s both affordable and comprehensive.

No two farms are the same, and your insurance shouldn’t be either! That’s why our Independent Agents take the time to work with you, crafting a farm insurance policy tailored to your unique needs and budget.

Key Features & Benefits

• Farm Residences & Buildings: Blanket coverage for homes, buildings, and personal property.

• Flexible Valuation: Choose Replacement Cost (RC) or Actual Cash Value (ACV) under Coverage forms 1, 2, or 3.

• Specialized Protection:

o  Machinery & equipment (inland marine coverage).

o  Livestock protection and farm extra expense coverage.

o  Incidental business exposure.

• Credits Available Include:

o  New Home

o  Lightning Rod for Barns

o  Maintenance

o  Whole House Generator

o  Central Station Burglar/Fire Alarm

Coverage Highlights

• TIV limits up to $2M – Higher limits available.

• Personal Liability up to $1M with special considerations up to $2M.

• Property deductibles start at $500.

• No liability deductible.

How are we different?

• We offer flexible underwriting even for farms with prior losses, new purchases, unique features, or higher insured values.

• Our expertise allows us to consider farms with unique features including underground oil tanks and woodstoves.

Interested in a Callicoon Coop Farmowners Quote?
Reach out to one of our appointed independent insurance agency partners, call us at (845) 482-5522 or email [email protected].

Agents Trust Us to Offer Protection to our Clients for their Personal and Business Insurance Needs.
Since 1878, Callicoon Cooperative has been the trusted choice for insurance agents seeking flexible underwriting and tailored coverage for their clients. Whether it’s homeowners’ insurance, coverage for buildings under renovation, or Business Owners Policies (BOP), we provide comprehensive solutions to meet a wide range of insurance needs.