Services

Homeowner

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Your home is more than just four walls: it’s your sanctuary, your happy place, and one of your most valuable assets! That’s why protecting it shouldn’t be one-size-fits-all. You deserve homeowners’ insurance that’s tailored to your unique needs and lifestyle.

Callicoon Cooperative has your back when it comes to homeowners’ insurance in NY State! We provide competitive coverage options that are both priced right and tailored to meet unique insurance needs.

Key Features & Benefits

• Comprehensive Coverage: One policy protects the dwelling, other structures, personal property, liability, and medical payments.

• Flexible Limits: Insures properties up to $2M with liability up to $1M (higher limits available).

• Affordable Deductibles: Starting at just $500.

• No Age Limits: Covers homes of any age with Replacement Cost (RC) or Actual Cash Value (ACV) subject to underwriting.

• Unique Risks Accepted: From in-ground oil tanks and log homes to woodstoves and asbestos siding subject to underwriting.

Coverage Highlights

• Covers primary, secondary, and stand-alone secondary homes (including short-term rentals).

• Optional equipment breakdown coverage for added peace of mind.

• Special Cause of Loss Options for unexpected damage.

• Unique homes, including those with swimming pools and boat docks, are eligible.

Tenants Homeowners Insurance
Don’t own your home? No problem! We’ve got you covered with our affordable Tenants Homeowners Insurance package, designed just for renters. Protect your personal belongings and enjoy liability coverage without worrying about owning the building.

How are we different?

• We offer flexible underwriting, even for homes with prior losses, new purchases, unique features, or higher insured values.

• Our expertise allows us to consider homes with unique features including underground oil tanks and woodstoves.

Interested in a Callicoon Coop Homeowners Quote:
Reach out to one of our appointed independent agency partners, call us at (845) 485-5522 or email [email protected].

Agents Trust Us to Offer Protection to our Clients for their Personal and Business Insurance Needs.
Since 1878, Callicoon Cooperative has been the trusted choice for insurance agents seeking flexible underwriting and tailored coverage for their clients. Whether it’s homeowners’ insurance, coverage for buildings under renovation, or Business Owners Policies (BOP), we provide comprehensive solutions to meet a wide range of insurance needs. Consistently ‘A’ rated by AM Best, Callicoon Coop offers comprehensive insurance protection supported by superior financial stability.