Services

Mobile Homeowner

Download Product Guide Here

Callicoon Cooperative has you covered when it comes to mobile home insurance in NY! We offer a range of coverage options tailored to fit all types of manufactured homes. Our mobile home insurance isn’t just any policy; it’s modeled after our standard homeowner’s program, so you get all the excellent optional coverages you’d find there.

Why Do You Need Insurance for your Mobile Home?
Mobile and manufactured homes come with their own set of challenges, from being more vulnerable to storms to having unique foundation and anchoring systems. There’s also the added risk of damage during transportation and the need for specialized repairs or replacements. Our Mobile Home Insurance policies are designed with these specific concerns in mind, providing you with the coverage you need and the peace of mind you deserve.

Key Features & Benefits

• Deductibles start at $500.
• Ability to offer:

o Coverage for older Mobile Homes.

o Equipment Breakdown Coverage.

o Replacement cost on older Mobile Homes Available.

o Coverage for Mobile Homes with inground oil tanks and woodstoves.

• Ability to consider homes with swimming pools and incidental boat docks or slips.
• Replacement Cost (RC) and Actual Cash Value (ACV) available.
• Special Cause of Loss form available.

Coverage Highlights

• Personal liability limits up to $1,000,000 available.

• Ability to consider owner occupied and stand-alone secondary mobile homes.

• Mobile homes can be on located on either owned or leased land.

How are we different?

• We offer flexible underwriting, even for mobile homes with prior losses, new purchases, or unique features.

• Our expertise allows us to consider mobile homes with unique features including underground oil tanks and woodstoves.

Mobile Home Insurance for Tenants
Don’t own your mobile home? No problem! Callicoon Cooperative has you covered with Mobile Home Insurance for Tenants. We protect what matters most—your personal belongings—with added liability coverage, all without insuring the structure itself.

How are we different?

• We offer flexible underwriting even for farms with prior losses, new purchases, unique features, or higher insured values.

• Our expertise allows us to consider farms with unique features including underground oil tanks and woodstoves.

Interested in a Callicoon Coop Mobile Homeowners Quote:
Reach out to one of our appointed independent agency partners, call us at (845) 485-5522 or email [email protected].

Agents Trust Us to Offer Protection to our Clients for their Personal and Business Insurance Needs.
Since 1878, Callicoon Cooperative has been the trusted choice for insurance agents seeking flexible underwriting and tailored coverage for their clients. Whether it’s homeowners’ insurance, coverage for buildings under renovation, or Business Owners Policies (BOP), we provide comprehensive solutions to meet a wide range of insurance needs.